Lewes Flood Action - Flood Insurance Survey Results

Lewes
Flood
Action

			No. of responses	% of all responses
1.	Total no. of responses		254
2.	No substantial change in insurance reported		140	55%
	Substantial changes reported		114	45%
3.	Refusal of flood insurance reported		45	18%
	(This includes 38 reports of refusal of all insurance cover and 21 of refusal of flood insurance only, for either buildings or contents or both)
	Breakdown of refusals:
		Residential	39
		Business	6
		Refused both buildings and contents insurance	16
		Refused buildings insurance	6
		Refused contents insurance	23
	(In addition, 2 cases were reported of refusal of insurance to potential buyers of flooded properties)
4.	Imposition of excess charges reported		37	14.5%
	(with or without increases in premiums)
	Breakdown of excess charges:
		Residential	29
		Business	8
		Both buildings and contents insurance	20
		Buildings insurance	9
		Contents insurance	8
5.	Substantial increases in premiums reported		66	26%
	(with or without extra charges)
	Breakdown of premium increases:
		Residential	55
		Business	11
		Both buildings and contents insurance	33
		Buildings insurance	7
		Contents insurance	6

Flood
Insurance

This page last updated 4 February, 2007

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